Your Options
Financing Built Around Your Budget
Three ways to pay for your roof. Pick the one that fits, apply online in minutes, and we handle the rest.
Unsecured · Promotional Option
12 Months
No Interest
No interest for 12 months
100% financing
No prepay penalty
Best for homeowners who plan to pay the project off within the first year.
Most Flexible
Unsecured · Low Monthly Payments
2 to 20 Years
No Interest
Loans from $2K to $150K
Credit based, no prepay penalty
100% financing
Best for homeowners who plan to pay the project off within the first year.
Secured · Home Equity (HELOC)
Up to $400K
5, 10, 15 & 30-Year Terms
100% online, no in-person appraisal
Funding in as few as 5 days
Option to redraw up to 100%
Best for larger projects or bundling your roof with other home improvements.
Easy Apply
2 to 20 year terms
Soft credit approval
$2K to $150K loans
Secured Lending Solutions
Put Your Home's Equity to Work
5, 10, 15 & 30-Year Loan Terms
Get a HELOC with Improvifi Hi-Loan on the term that works for you and your need. The whole process is online, approval takes about five minutes, and there is a single one-time origination fee. Lock in a lower rate today and redraw up to 100% of what you have paid down later.
100% Online Application
No in-person appraisal. 5-minute approval.
Funding in as Few as 5 Days
Up to $400K. One-time origination fee.
Option to Redraw
Lock in lower rates. Redraw up to 100%.
Online Video Notary & Support
Easy notary services. Expert support.
How It Works
From Inspection to Installed in Four Steps
Same white glove process you get on every Tejas project, with financing handled alongside it.
1
Free Inspection
We inspect your roof, document what we find, and walk you through your options with a written estimate. No pressure, no cost.
2
Pick Your Plan
Choose 12 months no interest, a fixed 2 to 20 year term, or a HELOC. Our team will help you match a plan to your budget.
3
Apply Online
A short online application with a soft credit pre-approval. Most homeowners have an answer in about five minutes.
4
We Get to Work
We inspect your roof, document what we find, and walk you through your options with a written estimate. No pressure, no cost.
What You Can Finance
Any Tejas Project, Residential or Commercial
Financing applies to the full scope of work on your estimate, including insurance deductibles and upgrades your claim does not cover.
Roof Replacement
Brava Tile Roofing
Roof Repairs
Commercial Roofing
Storm Damage Restoration
Siding, Gutters, Windows & Doors
Questions
Financing FAQ
Will checking my options hurt my credit score?
No. Pre-approval uses a soft credit pull, which does not affect your score. A hard inquiry only happens if you accept an offer and move forward with a loan.
How much can I finance?
Unsecured loans run from $2,000 to $150,000 with terms from 2 to 20 years. If you would rather use your home’s equity, the HELOC option goes up to $400,000 with 5, 10, 15, and 30-year terms.
What does "12 months no interest" actually mean?
It is a promotional option on unsecured loans. You get 100% financing and pay no interest for the first 12 months. There is no penalty for paying the balance off early, so many homeowners clear the loan inside the promotional window and never pay interest at all.
How fast can I get approved and funded?
The online application takes minutes and most applicants see a decision in about five minutes. HELOC funding can arrive in as few as five days, with no in-person appraisal and an online video notary.
Is there a penalty for paying off early?
No. None of the unsecured options carry a prepayment penalty. Pay a little extra each month or pay the whole thing off whenever you like.
Can I finance my insurance deductible?
Yes. Financing can cover your deductible along with any upgrades or additional work that your insurance claim does not pay for. Our team manages the claim and the financing side by side so nothing falls through the cracks.
Who is the lender?
Tejas Roofworks partners with Improvifi to connect homeowners with lending options. Tejas Roofworks is not a lender. Rates, terms, and approval are set by the lender and depend on your credit profile.
Ready When You Are
See Today's Rates in Minutes
Soft credit pre-approval. Easy apply. Roofs built Texas tough.
Prefer to talk it through? Call (469) 838-3527
Financing is provided by third-party lenders through Improvifi and is subject to credit approval. Promotional terms, loan amounts, rates, and repayment periods vary by lender and applicant and are not guaranteed. “12 months no interest” refers to a promotional period on select unsecured loan products. HELOC products are secured by your home. Tejas Roofworks + Restoration is not a lender and does not make credit decisions. See lender disclosures for complete terms.